Former Financial Advisor: “Do Not Buy A House!” Do THIS Instead! @humphrey

Head to https://www.hostinger.com/marina and unlock the power to create stunning, professional websites for your business, all for just $2.49/month – start building today! Subscribe to Humphrey’s channel for weekly financial videos: https://www.youtube.com/@humphrey 00:00 - 00:25 Teaser 00:25 - 01:06 Meet Humphrey Yang 01:06 - 02:08 Budgeting strategy for 2025 (how much you need to save in cash, how much to invest) 02:08 - 03:48 Investing strategy for beginners 03:48 - 05:44 How to start your business with a website 05:44 - 06:37 Three-fund portfolio: low downside risk and strong performance during prosperity 06:37 - 07:30 Higher-risk instruments with potentially higher returns 07:30 - 08:47 When to start investing in the stock market 08:47 - 09:12 Investment schedule: how often you should invest and how to automate it 09:12 - 09:36 The main rule of investing 09:36 - 10:12 3 recommended brokerage apps 10:12 - 13:15 Pros and cons of starting a 401(k) at the beginning of your investment journey—or should you start with just a brokerage account? 13:15 - 15:43 Rent or buy: which is better? 15:43 - 17:00 Investing in real estate 17:00 - 18:10 Crypto: what to buy in 2025 18:10 - 18:47 The dangers of the crypto market 18:47 - 20:05 How to pick meme coins to invest in 20:05 - 20:24 How many coins does Humphrey own right now? 20:24 - 21:22 Which platform to use for crypto 21:22 - 23:20 Recommended % of your portfolio to allocate to Bitcoin 23:20 - 24:00 You have a lump sum for investment in Bitcoin this year. When should you buy? 24:00 - 24:56 How often and where to make these investments 24:56 - 26:06 The worst financial decisions people can make 26:06 - 26:50 When you should sell your car 26:50 - 29:18 When Humphrey sells stocks 29:18 - 29:57 "Ideally, I keep all cash in my investment portfolio." 29:57 - 30:46 Emotional investing: What Humphrey bought that wasn’t part of his investment plan 30:46 - 32:08 How to decide what information to use when investing 32:08 - 32:28 Best way to pick meme coins to buy 32:28 - 33:10 The % of your portfolio to allocate to individual stocks 33:10 - 34:53 When to hire a financial adviser 34:53 - End How to stay sane when the market goes down Links: 📌 My Companies & Products: https://marinamogilko.ru/collabyt 📹 Video brainstorming, research, and project planning - all in one place - https://partner.spotterstudio.com/ideas-with-marina 💻 Resources that helps my team and me grow the business: - Email & SMS Marketing Automation - https://your.omnisend.com/marina - AI app to work with docs and PFDs - https://www.chatpdf.com/?via=marina 📱Develop your YouTube with AI apps: - AI tool to edit videos in a minutes - https://get.descript.com/fa2pjk0ylj0d - Boost your view and subscribers on YouTube - https://vidiq.com/marina - #1 AI video clipping tool - https://www.opus.pro/?via=7925d2 🛍 My Must-Haves: - From Video Gear to Supplements & Kids Books - https://www.amazon.com/shop/linguamarina - Shop my outfits and beauty favorites - https://shopmy.us/marinamogilko 💰 Investment Apps: - Top credit cards for free flights, hotels, and cash-back - https://www.cardonomics.com/i/marina - Intuitive platform for stocks, options, and ETFs - https://a.webull.com/Tfjov8wp37ijU849f8 ⭐️ Download my English language workbook - https://bit.ly/3hH7xFm DISCLAIMER: This content is for informational purposes only and should not be construed as financial advice. Always consult with a qualified financial advisor before making any investment decisions. I use affiliate links whenever possible (if you purchase items listed above using my affiliate links, I will get a bonus) This video is sponsored by Hostinger. #podcast #investing #marinamogilko #finance #financialfreedom